Financial Inclusion Access to financial products and services, Increasing Inclusivity of digitally and financially accessible to meet Manulife Philippines has lowered the and improvements in financial literacy, can Products and Services the evolving priorities and expectations of our minimum premium for its one-year term have a profound impact on people’s lives customers. The following Manulife’s products product, making it more affordable. and their ability to prepare for their future. Manulife serves more than 5.78 million are available on Kwik.insure, offering Customers can renew this plan on an annual customers within our emerging markets customers access to customizable insurance basis. Manulife Philippines has also lowered When we use our expertise and resources businesses in Cambodia, Indonesia, India, plans that give them life and health protection the minimum premium for its five-year term to advance financial inclusion and literacy, Malaysia, Myanmar, the Philippines, and coverage based on their needs, priorities, and product, React5, which comes with an empowering individuals, families and whole Vietnam. As part of our goal to build an budget, and enjoy various add-on benefits: accidental Death Benefit providing more communities with the tools and skills they inclusive and equitable society, we provide coverage for customers. may need, we lay the foundation for economic access to finance to traditionally underserved • Manulife FutureBoost, an affordable life prosperity that benefits us all. We promote populations through an increasing number insurance plan with no premium charges, Maximizing Health financial inclusion through community of specialized products and services that gives Filipinos potential income from investment initiatives, as well as a number make our offerings more accessible. bonuses ranging from 0.5% to 5%, plus Options in Vietnam of specialized products and services that access to expertly managed global and make our offerings more accessible. local investment funds. Max – Sống Khỏe (Max – Health) provides Increasing insurance affordable and easy-to-understand health • Manulife HealthFlex, a health insurance insurance protection and timely issuance. accessibility in the plan that allows customers to pay only Available online via Manulife Vietnam’s Philippines for the health coverage they need, eCommerce platform, Manulife Shop, is the has four base plans covering up to first in-market solution helping close the Manulife partnered with Kwik.insure, an 112 critical illnesses from any age health protection gap, further changing the online insurance marketplace, to make until they are 100 years old. relationship and perception that customers insurance accessible to more Filipinos • Manulife Horizons provides have with their insurer. Manulife Shop allows through its HealthFlex, FutureBoost, and comprehensive coverage for our Vietnamese to purchase insurance products Horizons plans, helping them financially customers and their families, and online at their own convenience. secure their future. As the first global life offers investment opportunities that insurance brand on Kwik.insure, we are allow them to grow their funds. focused on making our products more 2022 Public Accountability Statement 10