2022 GRI Index

Global Reporting Initiative (GRI) Index The Global Report Initiative (GRI) provides a framework for sustainability reporting. Our 2022 ESG AR 2022 Annual Report Report was informed by GRI standards. The following index outlines our GRI disclosures. In addition AIF 2023 Annual Information Form to our ESG Report, GRI disclosures can be found in our Annual Report, Annual Information Form, MIC 2023 Management Information Circular Management Information Circular, and Manulife Public Accountability Statement. PAS 2022 Manulife Public Accountability Statement GRI Indicator Indicator Description Location/Explanation GRI 2: General Disclosures The organization and its reporting practices 2-1 Organizational details Manulife Financial Corporation (“MFC”) is a publicly traded company and the holding company of The Manufacturers Life Insurance Company (“MLI”), a Canadian life insurance company. AR page 146; ESG Report page 3; AIF pages 3-4 Global Headquarters 200 Bloor St E, Toronto, ON M4W 1E5 https://www.manulife.com/en/markets.html 2-2 Entities included in the organization’s sustainability reporting PAS; ESG Report page 3 2-3 Reporting period, frequency and contact point ESG Report pages 3, 91 2-4 Restatements of information Restatements are articulated in relevant footnotes. 2-5 External assurance 2022 Independent Assurance Statement: Sustainability | ESG Reporting (manulife.com) Activities and workers 2-6 Activities, value chain and other business relationships MFC and its subsidiaries (collectively, “Manulife” or the “Company”) is a leading financial services group with principal operations in Asia, Canada, and the United States. Further information see ESG Report page 3-4; AIF; AR 2-7 Employees ESG Report pages 84-86, 88 2-8 Workers who are not employees ESG Report pages 84, 88