Delivery of the 2023 management information circular As permitted by the Canadian Securities Administrators and pursuant to an exemption from the proxy solicitation requirement received from the Office of the Superintendent of Financial Institutions Canada, we are using notice and access to deliver this circular to both our registered and non-registered (beneficial) shareholders. What is notice and access? Instead of receiving a paper copy of the circular, a package was sent to shareholders with a notice explaining how to access the circular online and how to request a paper copy. A form of proxy for registered shareholders and ownership statement holders, or a voting instruction form for non-registered (beneficial) shareholders, was included with the notice with instructions so you can vote your shares. How to access the circular online Our website: https://www.manulife.com/en/investors/annual-meeting.html Our transfer agent’s website: www.meetingdocuments.com/TSXT/MFC On SEDAR: www.sedar.com How to request a paper copy of the circular Shareholders may request a paper copy of the circular up to one year from the date the circular was filed on SEDAR. If you would like to receive a paper copy prior to the meeting, please follow the instructions provided in the notice or make a request by going to www.meetingdocuments.com/TSXT/MFC or contacting our transfer agent, TSX Trust Company (TSX Trust), via telephone at 1-888-433-6443 (toll free in Canada and the United States) or 416-682-3801, or via email at [email protected]. If you have questions about notice and access please call TSX Trust at 1-800-783-9495 (Canadian residents), 1-800-249-7702 (U.S. residents) or 416-682-3864. Sign up for e-delivery We want to provide you with information the way you want to receive it. You can choose to receive your shareholder materials online instead of in the mail. Non-registered (beneficial) shareholders Visit proxyvote.com and enter the control number from your voting instruction form. Select “sign up” to go paperless. Registered shareholders and non-registered ownership statement holders Visit tsxtrust.com/MFCdigital and follow the instructions. 2023 Management information circular 3