Manulife Bank Public Accountability Statement In this section Since its inception in 1993, Manulife Bank customers to take control of their finances. Personalized, has been guided by the conviction that Manulife One for Business provides flexible Local Advice Automated Teller Machines (ATMs) banking plays a central role in the financial financing for the commercial properties of Added and Removed in 2022 health of Canadians. We offer innovative, Canadian small business owners. Manulife Bank leverages a network of almost Debt financing for business flexible banking solutions designed to help 28,000 independent advisors and mortgage make decisions easier and lives better for Manulife Bank Select allows customers brokers across Canada to refer or distribute our customers. And, because everyone’s to customize their mortgage and potentially its banking products. This approach Taxes financial situation is unique, we work closely mitigate the risk of rising interest rates by allows our customers to access objective, Employees with independent financial professionals who dividing their debt among a variety of fixed personalized advice in their community and understand our customers’ overall financial and variable-rate options. at their convenience. objectives and can help ensure they find the Advantage Account, Manulife Bank’s banking solutions that are right for them. We support our customers through a high-interest chequing account pays a high nationwide team of more than 150 mortgage rate of interest on every dollar and features specialists and business development Innovative, Flexible no-fee everyday banking when customers consultants, who are available to meet Banking Solutions maintain a balance of at least $1,000. locally with customers, and the advisors and Manulife Bank encourages Canadians to All-In Banking. This mobile-first banking mortgage brokers who support them. simplify their banking and make their money solution includes a daily banking account, We have three offices that offer select work harder so they can achieve their a savings account and travel insurance. services to our Private Banking clients, by financial goals and get more out of life. All-In Banking is designed to help customers appointment only. The offices are located in In addition to offering competitive rates on all make the most of their money. It does this Montréal, Toronto and Vancouver: our products, Manulife Bank helps Canadians by waiving their account fee when they bank more efficiently with innovative, increase their savings by at least $100 per • 900 Maisonneuve O. Suite 16, flexible banking solutions, including: month and by allowing them to automatically Montréal, Quebec sweep extra money from their daily banking • 250 Bloor Street East, Main Floor, 1 Manulife One allows our customers to account into their savings account at the combine nearly all their banking needs end of each day. Toronto, Ontario within a single, efficient account. This can • 550 Burrard Street, Suite 728, result in significant savings compared Vancouver, British Columbia to traditional banking and empowers 2022 Public Accountability Statement 1 Manulife One, Manulife Bank Select, Advantage Account and All-In Banking are offered through Manulife Bank of Canada. 17