M anu Manulife Financial Corporation l i f e F i nan c i al C o r p o r at i o n | A n n ua l R e p o r t 2 02 2 Decisions made easier. Lives made beter. Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company IR3935E and are used by it, and by its affiliates, including Manulife Financial Corporation, under license. Cover.indd Cover.indd 11 2023-03-09 2023-03-09 11:59 PM11:59 PM